Automotive liability insurance – required in most states – is a two-fold plan that covers bodily and property insurance. While they are separate, both are required. It covers expenses from injuries to other people or property damage if you, the St Louis driver, are at fault. So, what does liability coverage pay for? BMW of West St Louis is taking a closer look at what it offers, should you get into a car accident in your new BMW.
While both bodily injury and property damage falls under the liability coverage, each could have their own set limits. Though there are minimum limits set by the state, you can still set your own limits based on how much you can afford. Liability insurance covers the following:
When it comes to the question, how does liability insurance work, it’s important to remember is that this coverage is for the victim of the accident and not the at-fault driver. You also want to set proper limits on your liability coverage that align with how much you’re able to offer. Speak with our finance experts to walk through setting a limit that works for you.
You will discuss your coverage limits when setting up your plan with your Ballwin agent. Here’s how that works:
We have answered of what liability insurance covers, and now it’s time to make a trip to visit our finance team at our Manchester dealership. Contact us with additional questions about the auto liability insurance definition and how it all works, or find out more about BMW Select Financing. We look forward to making your car-buying experience at BMW of West St Louis stress-free and enjoyable.
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